Digger Bee - Synhalonia sp.
Order Hymenoptera / Family Anthophoridae / Subfamily Anthophorinae / Species: Synhalonia sp.
Live adult female digger bee photographed at Winfield IL USA. This digger bee is wet. For some reason, a lot of these bees were floating in the river one April day. I fished this one out, and after a few minutes of preening, it flew away.
 

These medium sized bees usually go unnoticed as they feed by collecting nectar and pollen from many flowers in gardens and meadows. They build underground solitary nests. Covered densely with yellow and black hairs, these digger bees resemble carpenter bees. Wings are clear but smokey at the tip. The forewings have a small spot on the leading edge with the hind wings having a jugal lobe at the wing base.

Sand and clay banks lacking ground cover are attractive nest sites. The nest entrance is hidden by a down-slanted chimney composed of mud. Inner-branching mud-lined tunnels extend from this chimney, partitioned into brood cells, each containing one egg. Adult bees place honey and pollen in each cell to provide food for the developing larva. Larvae overwinter in the brood cell, pupate and adults emerge in late spring.